The standard deposit limit
For failures after 30 November 2025, FSCS protects eligible deposits up to £120,000 per person, per UK-authorised bank, building society or credit union.
A shared licence means a shared limit
Different brands can operate under the same banking licence. Their balances are combined for the protection limit. Other savings and accrued interest under that licence also matter.
Check the provider itself
Use the FSCS protection checker and confirm the legal institution holding the deposit. A product label is not a substitute for verifying protection.
Checked 1 October 2026. General information, not personalised financial advice.